CChrisList
Back to ChrisList

Privacy Policy

Effective Date: March 20, 2026  ·  Last Updated: March 20, 2026

Your privacy matters to us. This Privacy Policy explains what information ChrisList collects, how we use it, who we share it with, and what rights you have over your data.

ChrisList is a peer-to-peer local marketplace operated by ChrisList LLC, a Kentucky limited liability company, based in Louisville, Kentucky. We believe in being direct and transparent — this document is written to be understood, not to obscure.

1. Scope of This Policy

This Privacy Policy applies to all users of ChrisList, including our website, mobile applications, and related services (collectively, the "Service"). By using ChrisList, you agree to the collection and use of your information as described here.

This policy does not apply to the practices of third-party services we use (such as Stripe or Clerk). We link to their policies where relevant.

2. Information We Collect

We collect information in two ways: information you give us directly, and information generated automatically when you use the Service.

2.1 Information You Provide

  • Account information: Your name, email address, and any profile details you choose to add (such as a profile photo or bio).
  • Location: Your zip code to show you relevant local listings. We do not require or collect precise GPS coordinates.
  • Listings and content: Title, description, price, category, photos, and other details you provide when creating a listing.
  • Messages: Messages you send and receive through the ChrisList in-app messaging system.
  • Transaction data: Records of transactions, including item details, amounts, timestamps, and the parties involved. We do not store your full payment card information — that is handled by Stripe.
  • Communications with us: If you contact us for support or send feedback, we retain those communications.

2.2 Information Collected Automatically

  • Usage and behavioral data: Pages visited, listings viewed, searches performed, time spent, and interactions with features.
  • Device and technical data: IP address, browser type, device type, operating system, and referring URLs.
  • Cookies: We use cookies and similar technologies to maintain your session, remember preferences, and analyze usage. You can control cookies through your browser settings.

3. How We Use Your Information

We use the information we collect to:

  • Operate the Service: Create and manage your account, display listings, facilitate messaging, and process transactions.
  • Improve and personalize the platform: Understand how users interact with ChrisList to fix problems, build better features, and surface more relevant listings.
  • Communicate with you: Send transactional emails (account confirmation, password resets, purchase receipts) and — with your consent — promotional messages.
  • Ensure safety and trust: Detect fraud, abuse, and prohibited activity. Investigate reports and enforce our Terms of Service.
  • Legal compliance: Maintain records as required by applicable law, respond to lawful requests, and defend our legal rights.
  • Geocoding: When you enter a zip code, we use geocoding services to convert that to geographic coordinates for mapping features.

We do not use your data to make automated decisions that produce legal or similarly significant effects on you without human review.

4. Third-Party Services

We rely on trusted third-party services to operate ChrisList. Each has their own privacy practices, and we encourage you to review their policies.

4.1 Clerk (Authentication)

We use Clerk to handle user authentication, including account creation, login, and session management. clerk.com/privacy

4.2 Stripe (Payment Processing)

We use Stripe, Inc. to process payments. ChrisList receives transaction records but does not store full card numbers or bank account details. stripe.com/privacy

4.3 Cloudflare R2 (Image Storage)

Photos you upload to listings are stored using Cloudflare R2. cloudflare.com/privacypolicy

4.4 Resend (Email Delivery)

We use Resend to deliver transactional and notification emails. resend.com/legal/privacy-policy

4.5 OpenStreetMap Nominatim (Geocoding)

We use Nominatim to convert zip codes to geographic coordinates for map features. No personally identifying information is intentionally included in geocoding requests beyond the location data itself.

4.6 No Sale of Data

We do not sell, rent, or trade your personal information to third parties for their own marketing or commercial purposes.

5. Data Sharing

Beyond the service providers listed above, we may share your information in the following limited circumstances:

  • Other users: Your public profile (name, general location, listings, and ratings) is visible to other users. Messages are shared only with the intended recipient.
  • Legal requirements: We may disclose information if required by law, subpoena, court order, or governmental authority, or if we believe disclosure is necessary to protect the rights, property, or safety of ChrisList, our users, or the public.
  • Business transfers: If ChrisList is acquired or its assets are transferred, your information may be transferred as part of that transaction. We will notify you before your information becomes subject to a materially different privacy policy.

6. Data Retention

We retain your information for as long as necessary to provide the Service and fulfill the purposes described in this policy.

Data TypeRetention Period
Transaction records7 years (financial and legal compliance)
Messages2 years from the date sent
Behavioral and usage analytics90 days
Account informationUntil account deletion (plus 30 days)
Listing contentUntil deleted by user or 90 days after account closure
Support communications3 years

After retention periods expire, data is deleted or anonymized in a manner that prevents re-identification.

7. Your Rights and Choices

7.1 Access and Correction

You have the right to access the personal information we hold about you and to request corrections if it is inaccurate. You can update most account information directly through your profile settings. For additional access requests, contact us at [email protected].

7.2 Account Deletion

You have the right to request deletion of your account and associated personal data. Email us at [email protected] with the subject line "Account Deletion Request."

Deletion works as follows:

  • Your account will be anonymized: your name, email, and identifying details will be removed or replaced with generic identifiers.
  • Transaction records will be retained in anonymized form for up to 7 years as required by law.
  • Messages will be deleted after the standard 2-year retention period.
  • Listing content and photos will be removed promptly upon confirmed deletion.

We will process deletion requests within 30 days of verification.

7.3 Communication Preferences

You can opt out of promotional emails at any time by clicking "Unsubscribe" in any marketing email or contacting us directly. Transactional emails (purchase confirmations, security alerts) cannot be opted out of while your account is active.

8. Data Security

We take reasonable technical and organizational measures to protect your information against unauthorized access, disclosure, or destruction:

  • HTTPS encryption for all data in transit
  • Secure storage practices for data at rest
  • Access controls limiting who can access user data
  • Use of reputable, security-focused third-party infrastructure (Cloudflare, Stripe, Clerk)

No method of transmission over the internet is 100% secure. If you believe your account has been compromised, please contact us immediately at [email protected]. In the event of a data breach that affects your personal information, we will notify you as required by applicable law.

9. Children's Privacy

ChrisList is intended for users who are 18 years of age or older. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete that information promptly. If you believe a child has created an account, please contact us at [email protected].

10. Location Information

ChrisList is focused on the Louisville, Kentucky area and surrounding communities. We use your zip code to show you relevant local listings and calculate approximate distances. We do not collect your precise real-time GPS location unless you explicitly grant that permission.

Location data you provide (zip code, city) is used to make the marketplace experience more relevant to you. It is not sold or shared with advertising networks.

11. Links to Other Sites

The Service may contain links to third-party websites. ChrisList is not responsible for the privacy practices of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify you by email or by posting a notice on the platform. Continued use of the Service after the effective date constitutes your acceptance of the changes.

13. Governing Law

This Privacy Policy and any disputes relating to it are governed by the laws of the Commonwealth of Kentucky. Any legal proceedings shall be brought in the state or federal courts of Jefferson County, Kentucky.

14. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy or how we handle your personal information, please reach out:

ChrisList LLC — Privacy
212 N. 2nd St. Ste 100
Richmond, KY 40475
[email protected]
General support: [email protected]

We aim to respond to all privacy-related inquiries within 5 business days.